Isolina Fernandez-Kirchner

Mortgage Banker NMLS#: 49153

Contact me today!

Phone: 800-908-0005 Ext 7173


Michael and Jen G

Isolina/Erika and George too,
Thank you so much for everything you did helping us get our house and in such a hurried pace. So many hoops and such a great help. We feel fortunate.
All the best
Michael and Jen


Tony Diroma

I most certainly will recommend people, it was a pleasure working with you,
a true professional, I greatly appreciate.
Best regards,
Tony DiRoma


Aparna and Anand

Dear Isolina,
Thank you for your note.
Both Aparna and I extend our note of gratitude and appreciation to you for all your efforts and endeavors with respect to our mortgages.
We are impressed by your promptness and professional approach towards our case and commend your participation at every stage.
Finally we thank you for patiently working with us through this lengthy process and would like you to know that if and when approached you shall always have our referral.
We wish you all the very best for all your future projects.
Warm regards,
Aparna and Anand
Ps: Happy holidays!!


Andrew S.

Thank you soo much and for all your help with everything and we definitely couldn't have done it without you.


J. Hojas

I wanted to personally thank you and your staff or Co workers for helping me and my family purchase our new home..
I wish u and your family a safe holiday..and a happy new year..
I will keep your number as as a "go to person" of excellence, when it comes to my friends and family, when they are buying a home...
I will definitely recommend you and Ileen to anyone i know...treat them you did with me..
Thank you once again from the Hojas family in Linden nj
Yours truly
J.Hojas and family



Thank you each and every one of you for all you did to help me accomplish this big step .
I will definitely refer your company, NJ Lenders Corp. to my friends and family. In particular you, Isolina, and how wonderful and kind you were to me in this process. Happy Mother's Day to all!!!!
Zaida Morales


Mario and Angela R.

We just wanted to say Thank You for all your help and guidance while working with us on purchasing our first home. It has been a great experience thanks to you.


gribartlett - Zillow
Closed refinance loan Syosset, NY

When my husband and I decided to refinance our home, meeting the right person that would walk us through the financial process was very important to us. Isolina Fernandez-Kirchner was recommended to us by my brother and sister-in-law who had used her services and had nothing but praise about her. What an unbelievable journey we had! Isolina's professionalism, knowledge, honesty and passion served us very well. Always available to answer questions even at off hours. She gave us the confidence we needed throughout the entire process. We are very grateful. The Bs


lailamb (Zillow Review)

Simply Amazing!!!

We just bought our dream house with the help of Isolina and her amazing team. This is my first home and our dream house, so I did my homework during mortgage shopping. Isolina stands out instantly and the truth of the matter is, she DELIVERS! Isolina is highly responsible, accountable, and alerts you with any potential issues in advance to allow enough time for response - she really treats each case as an individual case and offer individualized services. We are self-employed and one of us has derogatory marks on our credit files, two issues that lots of lenders will frown upon. Yet, Isolina carefully reviewed our files during the preapproval process, and told us exactly what the challenges could be and what we would need to do to make it work. No other lenders alerted us and some even promised us lower rates without even looking at our files carefully. Bottom line, I feel that she cares about our case and wants to help us make it work the best she can! Isolina is highly responsive and diligent - she and her amazing team are always available to answer any questions we have clearly and submits any supplemental info we send in promptly to make sure the case moves as fast as it could. Isolina helped us find the best rates possible in our case - self-explanatory. We cannot be more pleased throughout the entire process. If you are buying a home, look no further!


Kate Spina

Steve and I would just like to thank all of you for your hard work and patience throughout this process. We are so excited to finally own this home, and we couldn't have done it without you. We wish you all a wonderful holiday!! Hopefully we won't need another mortgage for 30 years! Lol. That is unless we win the powerball....
The Spina Family


Jorge and Martinha S.

Dear Isolina,
I just want to say that today everything went well at closing.
I want to thank you immensely for everything you have done for us during this whole process of buying our current home.
You were impeccable from start to finish, always available to answer our doubts , you are effective, responsible, organized, professional, etc..etc..
I can see why you have a good reputation, I would say because of your always availability, for your honesty, and for being so professional. It was a pleasure working with you, we are very grateful that Nanci has recommended us your services, you are the best.
We wish you a very Merry Christmas, with great health, love, peace, and happiness, and a very prosperous new year full of great things.
These are the sincere wishes from our family to you. 🙏 😊

Happy Holidays!!! 🎁🍾

- Jorge M. Silva
- Martinha M. Silva
- Daniela M. Silva


yrsegura - Zillow
Closed purchase loan - Teaneck, NJ

Excellent RE Professional. Would recommend to anyone. We are Very happy and trilled to have had Isolina Fernandez help us through our mortgage process. She was very helpful in answering our questions and concerns about the steps and requirements, while offering confidence and assurances that everything will come out to be fine during those worrisome days of the process from application to loan commitment.


Kenneth G

Isolina Fernandez-Kirchner - Yep, we have gotten to work with each other in the crazy world of real estate transactions!! Technically, we first met in high school but I dont think we ever had classes together. But you have been a pleasure to work with as far as real estate!! You seem to always be accessable, professional, knowledgeable and above all else sincere!! Thank you so much for the pleasure of being colleagues!!


Vinod V.

Hi Isolina,

I wanted to send this out earlier....Thanks a lot for your help, especially with the last minute push to meet the closing deadline.!



Wyckoff, NJ

Zillow Reviews:

How likely are you to recommend Isolina Fernandez-Kirchner?

Highly Likely

Rate Isolina Fernandez-Kirchner on specific characteristics

Responsiveness: 5 Stars

Knowledgeable: 5 Stars

Helpfulness: 5 Stars

Follow Through: 5 Stars

Summary of their experience
I'm not a 5 star type of reviewer, but the point isn't about the star system, it's about the star herself, Isolina Fernandez-Kirchner.

I was in the process of selling/closing on the sale of one home while trying to buy another -- all within 30 days. Isolina's hard work, responsiveness and follow through helped me get a leg-up on the competition when making a bid. And once that bid was accepted, I had 30 days to close because I was going to be out of my current home. Isolina was relentless in getting my loan through the process, approved and financing deposited in time to close -- in record time. I never had a doubt it would get done working with her and not sure if anyone else would have been able to deliver like Isolina did.

If you need a mortgage broker, seriously, look no further.
Service provided
Closed purchase loan


Maria Scali

Hi Isolina!
Thank you so much. I love love love the house. Can't wait to stop living out of my boxes tho lol.... Thank you for all your help every step of the way.


Tony Diroma

thank you very much for your help.
I will certainly recommend you.
best regards,


Tonya H.

Good morning ladies..... I just wanted to take a minute out just to thank you for all of your help to make my dream of being a homeowner possible. I know it wasn't the easiest especially when it came to my dad, to whom I have no other choice but to be grateful & thankful for, but he can be a handful.... lol..... but again thank you so very much... You don't know how much I appreciate you ..... I will definitely be giving referrals when I can


Mike and Melanie M.

Your timing is impeccable, Isolina. I actually planned on emailing you today to thank you for the awesome umbrella sent. So without further ado, thank you!!

The new house is just now starting to feel like our home as furniture is being slowly moved from old house to new and we are now full time in new house. The added good news is that we accepted an offer on the old house this weekend, so I am super excited to be down to one mortgage again in another month or so (fingers crossed)!

Big thanks for you and your team for handling the process and stacks of paperwork on your end in a timely and professional manner. We were especially impressed with your quick response times over and over again.

We will definitely come back to you for our future needs and recommend your firm if we hear that any friends or family are looking to purchase or refinance.

Thanks again!

Mike and Melanie Mindel


charliew5 (Zillow Review)

Excellent on All Counts

Isolina is the ultimate professional. She is extremely knowledgeable about the entire mortgage/loan process. She answered my questions and concerns promptly which dramatically reduced the stress associated with the lending process. I needed the loan process to be expedited and she delivered as requested. She is very personable and was a delight to deal with. Highly recommended!!


Helen Becker

Thank you so much and thank you to all who made this experience a calm one. It was a pleasure working with all of you!


Patrick and Brittany F.

Thank you for checking up. Everything went smoothly at the closing and we even got a few gifts from the sellers(bottle of wine, a rose bush for the yard and a bucket & shovel for my son). They also explained the history of the Lake community and their parents. Thank you for all your help during this process. I know we started communication over a year ago. You were patient while I waited for my fathers house to sell and were accommodating with our circumstances. All you efforts in helping us get the house are greatly appreciated. If someone asks for my recommendation I will definitely give them your information. Thank you again for all your help!
Best regards:
Patrick, Brittany, and Jack

Showing results 1 - 22 of 22
Page: 1