Isolina Fernandez-Kirchner Photo Not Available
Isolina Fernandez-Kirchner| NMLS# 49153
Mortgage Banker
In 1991, NJ Lenders Corp. was licensed as a mortgage banker by the state of New Jersey and began operating out of a modest office in Little Falls, New Jersey. Over the past 30 years, NJ Lenders has closed over 100,000 mortgage loans, totaling more than $40 billion, and is now licensed to lend in 22 states, including: Alabama, California, Colorado, Connecticut, Deleware, Florida, Georgia, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, District of Columbia, Washington.
 
We are privately-owned and licensed as a residential mortgage banker. As a leading mortgage company, we know how to get the job done. We built a better loan operation by keeping 95% of our files in-house. By controlling the entire underwriting and closing process, NJ Lenders Corp. has the same abilities of a large company without the bureaucracy.
 
We’ve never forgotten our humble beginnings. Our goal has always been to offer competitive mortgage rates and fees while providing a level of service that exceeds each of our client’s expectations. We strive to treat every client as if they are our first applicant, and aim to consistently give the best customer experience possible.
 
NJ Lender’s recruiting process has brought some of the best and brightest mortgage loan officers and operations people to our business, with the average employee offering over 10 years of banking and home loan financing experience. Many of our Mortgage Loan Originators are nationally recognized as the best in their field, annually ranking amongst the top producers in the country. Our outstanding loan officers have more than earned their reputations by consistently recognizing and responding to the expectations of our borrowers. Your home financing needs are our top priority.
 
By keeping excellent customer service at the foundation of our company, 70% of our mortgage loans are derived from previous customer referrals. The greatest recommendations come from our neighbors, and we continuously strive to serve our communities to the best of our abilities.