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Isolina Fernandez-Kirchner| NMLS# 49153
Mortgage Banker

Blog Articles

Two New Jersey Mortgage Rate Forecasts for 2018

Two New Jersey Mortgage Rate Forecasts for 2018

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The latest mortgage rate forecasts for New Jersey and the nation suggest that borrowing costs could rise

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Basic FHA Loan Requirements for New Jersey Borrowers

Basic FHA Loan Requirements for New Jersey Borrowers

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FHA-insured mortgage loans are a popular financing option among home buyers in New Jersey. They’re

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New Jersey Housing Market Forecasts Through 2018

New Jersey Housing Market Forecasts Through 2018

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With fall right around the corner, some New Jersey home buyers are already looking ahead to 2018. And many

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What is a Survey?

What is a Survey?

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What is a Survey? A survey is a graphic description of a property, similar to a map, outlining its

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Closing On a VA Loan When Deployed

Closing On a VA Loan When Deployed

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Completing the final steps in closing on your new home comes with great relief and excitement. At this

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Understanding Title Insurance

Understanding Title Insurance

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When you buy a home, you “take title” to the property and establish legal ownership which is

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How the VA Views Credit Scores

How the VA Views Credit Scores

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The VA doesn’t require a certain credit score. Rather, the VA does task approved lenders to determine

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4 Things to Consider when Working with VA Loans

4 Things to Consider when Working with VA Loans

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While getting a VA loan is similar to getting other types of mortgages, there are a few differences. Here are

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Who is Eligible for the VA Home Loan?

Who is Eligible for the VA Home Loan?

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For those who qualify, there is no better loan program on the market if someone is looking to conserve as

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The FHA 203(k) Primer

The FHA 203(k) Primer

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Now a days, homes that are deemed as ‘Fixer Uppers’ are almost as popular as those that are move

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FAQs on the FHA 203(k) Loan Program

FAQs on the FHA 203(k) Loan Program

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The FHA’s 203(k) loan program is perhaps one of the best ways to purchase an existing property that

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Eligible Properties for the FHA Renovation Loan

Eligible Properties for the FHA Renovation Loan

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The FHA 203(k) renovation loan is one of those mortgage programs that should get a lot more attention but

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Making Homeownership Work on a Budget

Making Homeownership Work on a Budget

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For many American families, buying a home can seem out of reach. On top of financial stress,the

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The 5 Worst Money Mistakes You Can Make

The 5 Worst Money Mistakes You Can Make

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Successful money managers share a simple strategy: spend less than you make over a long period of time and

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Millennials Want to Own Homes and Move to Fit Their Lifestyle

Millennials Want to Own Homes and Move to Fit Their Lifestyle

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A new generation of homebuyers may shatter the myth that millennials are serial renters, according toa

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