Isolina Fernandez-Kirchner Photo Not Available
Isolina Fernandez-Kirchner| NMLS# 49153
Mortgage Banker

Blog Articles

NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

NJ Lenders Corp. Upholds “Customer for Life” Philosophy, Benefits of Reverse Mortgages

Posted on

Retirement planning is not one-size-fits-all, and NJ Lenders Corp. recognizes the importance of tailoring financial solutions to individual needs. A reverse mortgage could be a valuable addition to a holistic retirement plan.

Read More
NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

NJ Lenders Corp. Unveils Value Assurance Program, Assisting Over 1,000 Families in 2024

Posted on

From competing against cash buyers to grappling with appraisal contingencies, the path to homeownership can

Read More
79% of Current Sellers Wish They Had Listed Their Home Sooner

79% of Current Sellers Wish They Had Listed Their Home Sooner

Posted on

Despite the odds, the spring housing market is in full swing, and a new survey from Realtor.com reveals two

Read More
Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

Self-Employed Borrowers Who Filed for a Tax Extension: Make Sure You Still Qualify!

Posted on

Entrepreneurs, freelancers, and independent contractors enjoy the freedom to manage their work; however, when

Read More
Mortgage Strategies and Solutions for Self-Employed Borrowers

Mortgage Strategies and Solutions for Self-Employed Borrowers

Posted on

Are you self-employed? Do you own your own business and are struggling to obtain financing? Are your tax

Read More
Decoding Mortgage Discount Points: Is It Worth It for You?

Decoding Mortgage Discount Points: Is It Worth It for You?

Posted on

The Federal Reserve raised interest rates eleven times between 2022 and 2023. As a result, buyers are running

Read More
A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

A New Way to Compete With Cash Buyers: Meet Our Value Assurance Program

Posted on

The phrase “cash is king” has dominated the real estate market in recent years. Nationally, more

Read More
Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

Buy Now, Sell Later: Qualifying for a New Home Without Selling Your Current One

Posted on

If you are a current homeowner looking to move, you know the challenges that come with finding a new home

Read More
Understanding the Pros and Cons of “No Fee” Refinances

Understanding the Pros and Cons of “No Fee” Refinances

Posted on

In our industry, the word “free” is bound to cause some excitement. Who wouldn’t want to

Read More
Tax Season 2024: The Ultimate Guide for Homeowners

Tax Season 2024: The Ultimate Guide for Homeowners

Posted on

A new tax season is upon us, and even though taxes aren’t due until April 15, 2024, it pays to get

Read More
Property Taxes Too High? Learn What Qualifies for an Appeal

Property Taxes Too High? Learn What Qualifies for an Appeal

Posted on

As a homeowner, property taxes are one of the inevitable expenses that come with owning a house. However, if

Read More
The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

The Fast, Digital Way to Access Your Home’s Equity: NFTYDoor’s HELOC

Posted on

Financial freedom starts at home. Whether you’re struggling to tackle high-interest

Read More
SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

SONYMA’s Credit is Due Program: Making NY Homeownership a Reality

Posted on

The State of New York Mortgage Agency (SONYMA) furthered its commitment to creating homeownership

Read More
Unveiling Homestead Advantage: Your Key to Affordable Homeownership

Unveiling Homestead Advantage: Your Key to Affordable Homeownership

Posted on

It’s time to turn your vision of “home sweet home” into a concrete foundation beneath your

Read More
Navigating Your Mortgage Options After Filing for Bankruptcy

Navigating Your Mortgage Options After Filing for Bankruptcy

Posted on

As bankruptcy rates increased in 2023, it became evident that many individuals and small businesses are

Read More