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Isolina Fernandez-Kirchner| NMLS# 49153
Mortgage Banker

Blog Articles

Unsubscribed: How to Track and Cancel Forgotten Subscriptions

Unsubscribed: How to Track and Cancel Forgotten Subscriptions

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Take a moment to think about your recurring payments- everything from streaming platforms, exercise clubs,

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Expert Quotes on the 2024 Housing Market Forecast

Expert Quotes on the 2024 Housing Market Forecast

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Experts are optimistic about what 2024 holds for the housing market. If you’re looking to buy or sell a home in the new year, the best way to ensure you’re up to date on the latest forecasts is to partner with a trusted real estate agent.

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How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

How a Cost Segregation Study Can Reduce Your Taxes and Benefit Your Investment Property

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Cost segregation studies are a powerful, but often overlooked, tool for investment property

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Down Payment Assistance Available in New York: Introducing DPAL Plus ATD

Down Payment Assistance Available in New York: Introducing DPAL Plus ATD

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The State of New York Mortgage Agency (SONYMA) recently announced a new initiative to further promote housing

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The Benefits of a Reverse Mortgage for Retirement Planning

The Benefits of a Reverse Mortgage for Retirement Planning

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In the right situation, a reverse mortgage can serve as an alternative way to finance retirement, allowing

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A Helping Hand: Down Payment Assistance Now Available in Pennsylvania

A Helping Hand: Down Payment Assistance Now Available in Pennsylvania

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When it comes to buying a home, one of the most significant hurdles can be the upfront costs associated with

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Fannie Mae Introduces 5% Down Payments for Multi-Family Homes

Fannie Mae Introduces 5% Down Payments for Multi-Family Homes

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Industry experts praise the recent decision made by Fannie Mae, citing opportunities for increased

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A Tipping Point Is on the Horizon, Zillow Survey Finds

A Tipping Point Is on the Horizon, Zillow Survey Finds

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Results from a recent Zillow survey, coupled with optimistic forecasts from housing experts, indicate that a

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Student Loan Payments Resuming Soon, Can You Still Qualify for a Mortgage With Student Debt?

Student Loan Payments Resuming Soon, Can You Still Qualify for a Mortgage With Student Debt?

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While student loan borrowers benefitted from an interest and payment pause in response to the COVID-19

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Adjusting Expectations: What You Should Know About Assumable Mortgages

Adjusting Expectations: What You Should Know About Assumable Mortgages

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Assumable mortgages have been dominating headlines as of late- but the grass isn't necessarily greener on the

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Hispanic Homeownership Rate Rises for the Eighth Year in a Row

Hispanic Homeownership Rate Rises for the Eighth Year in a Row

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The Hispanic homeownership rate increased to 48.6% in 2022, marking eight years of consistent homeownership

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Easing the Barrier to Homeownership: Mortgage Assistance Available in New York

Easing the Barrier to Homeownership: Mortgage Assistance Available in New York

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Many states offer programs to help ease the barrier to homeownership and further promote affordability. The

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What Experts Project for Home Prices Over the Next 5 Years

What Experts Project for Home Prices Over the Next 5 Years

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If you're planning tobuy a home, one thing to consider is what experts projecthome

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5 Simple Ways to Have a Successful School Year

5 Simple Ways to Have a Successful School Year

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As summer winds down and the new school year begins, this season can be both exciting and a bit nerve-racking

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Why Your Mortgage Payments May Have Recently Changed, Understanding How Your Property Taxes Affect Your Escrow Account

Why Your Mortgage Payments May Have Recently Changed, Understanding How Your Property Taxes Affect Your Escrow Account

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When it comes to property taxes, the amount each homeowner pays annually can vary depending on local tax

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